Posts Tagged r

Roughriders Survive Furious Comeback, Beat TigerCats In CFL Play

It was just a week ago that the Saskatchewan Roughriders blew a big first half CFL lead to the Edmonton Eskimos en route to a 38-33 loss. On Sunday afternoon, it looked for a moment like history was repeating itself. The Riders led 23-0 at halftime before the Hamilton Tiger-Cats came roaring back in the second half. Hamilton would tie the score at 23-23 early in the fourth quarter before the hosts pulled it out with a late touchdown and field goal to win 33-23.

After the game, Roughriders coach Ken Miller talked about the importance of not losing in the same fashion in back to back weeks:

“We didn’t want to do that again, “In the first half in particular it was sensational. In the third quarter we gave up some points … but overall our defence played pretty good.”

Hamilton head coach Marcel Bellefeuille said there was no moral victory in coming close with a big comeback:

“You’ve got to play 60 minutes to win in the CFL, you can’t play 30 minutes.”

Saskatchewan ran for 214 yards, with Wes Cates becoming the first Roughrider to rush for more than 100 yards this season as he finished with 117. After the game, Cates spoke of his accomplishment:

“It was not as much for myself but more for the naysayers. Yeah I needed a big game like that to stop the rumours and stop people from talking bad about me.”

Saskatchewans defensive line also starred, completely shutting down the Hamilton rushing attack. The Roughriders limited the Tiger-Cats runners to a mere 31 yards on the ground.

Kevin Glenn replaced Hamilton starting QB Quinton Porter after the first quarter and finished the game 12-for-27 with 183 yards. Porter was 1-for-5 for only three yards before he was yanked.

The Tiger-Cats now have a bye week in which to try and regroup before they return to action August 29th on the road against the Edmonton Eskimos. Saskatchewan will head east to take on the CFL best Montreal Alouettes on Friday night.

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Granite is the Root of a Healthy Home

When you build your house its natural that you would want it to be prefect and look spectacular on the inside as well as on the outside. Along with the look of the house today a lot of people have woken up to the fact that the material used must be durable. This durability that most people want is got from materials like granite and marble. Now construction with marble does not mean that you need to do up the full house using marble.

During the construction of a house different type of stones are used; these can be tiles, marble slabs or granite products. Along with this some more items that are in use today are marble stairs, marble fireplaces and marble columns. In comparison of marble and wooden countertops marble turns out to be a bit costly but marble is much durable.

During a home construction, the owner has to see that which the most important thing for investing his money is? During the construction the major things are appliances and countertops that receive the main attention. The countertop of a kitchen is the most important thing to consider when building it. There are a number of shapes, colours and sizes to choose from. Granite is the most popular stone, which is extensively used in different portions of home. In bathrooms and kitchens, granite countertops are used extensively.

Kitchen countertops are made of granite because these are the most important part of construction. Materials like wood and limestone if used have chances of getting damaged as time goes by due to moisture. So marble is the best option available as it is leak proof and moisture proof. Marble countertops are available in different patterns like natural countertops and cultured countertops that are used for decorative purposes also, increases the utility of granite.

Decorative marbles can be used in the construction of floors of the house. Without having marble and granite products we cannot think of a stylish home. Granite countertops are used even in pubs and bars to make the counters.

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Stampeders Top Blue Bombers In CFL Action

The Calgary Stampeders used a solid all around game from running back Joffrey Reynolds to beat the Winnipeg Blue Bombers 31-23 before 35,000 fans at McMahon Stadium in weekend CFL action. The victory evened the Stamps record at 3-3 on the season and left them tied for first place in the CFL West Division with Saskatchewan and Edmonton.

Reynolds ran for one touchdown and caught another to pace the Stampeders offensive attack. After the game, he received praise from veteran CFL QB Henry Burris:

“Joffrey, he’s been an animal. He’s a proven professional. To me, he’s the best running back in the league and he shows it game in and game out.”

Burris had a solid game himself, completing 22-of 38 passes for 356 yards, two touchdowns against one interception. Reynolds displayed impressive humility as he accepted Burris compliment with the sort of grace too often absent from modern athletes:

“Any time that you can be mentioned with great players in this franchise and in this league, you’ve got to be happy about that. I’m just trying to play good football and just help us win games.”

Winnipeg running back Fred Reid insisted that his team needs to compete for 60 minutes if they want to win games in the CFL:

“We have to play four quarters. The slow start hurt us. We played hard and came back in the second half. I wish we could have pulled it out. We have to keep fighting.”

Calgary safety Wes Lysack praised the competitive toughness of the Blue Bombers:

“Give credit to them. They gave us a heck of a fight, but we found a way to get a win. Wins are hard to come by in the CFL.”

The Stampeders travel to Edmonton for a Thursday night game against the Eskimos. Winnipeg will return home on Saturday to face the CFLs best team, the Montreal Alouettes.

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Investors In Residential Real Estate Now Have New Limits Because Of New Mortgage Rules

Fannie Mae was a semi-independent company that carried out its last act as such several weeks ago. This year Fannie Mae has carried out 22 updates.

The new guidelines first set a limit on the number of properties that can be owned by one person. Formerly, one person could own 10 properties. Now, mortgage requests for a loan for second homes or investment properties will be denied if the mortgagee already finances more than a total of 4 properties.

There is a loophole, however. Fannie Mae will not count properties against the 4-property limit if they are held in the name of a corporation. This holds even if the real estate investor is the sole owner of said corporation.

Therefore, it might prove beneficial for investors to restructure their properties into a corporation and avoid the 4 property limit. Now, this is a good idea to help gain mortgage approval even though some investors have taken this action for tax and liability reasons.

Secondly, some of the guidelines do not have such a loophole. All investment property mortgages will be assessed with new loan-to-value based loan fees by Fannie Mae.

*3.75% loan fee – Loan-to-value 80.01-90.00% *3.00% loan fee – Loan-to-value 75.01-80.00% *1.75% loan fee – Loan -to-value less than 75%

These fees are mandatory and are in addition to any whatever other risk-based loan fees Fannie Mae may assess. Currently, those fees amount to a half-percent at minimum for real estate investors.

The government hasn’t released any information about possible relaxation of mortgage guidelines since their Fannie Mae/Freddie Mac takeover. If the guidelines loosen up, this would be helpful for real estate investors. If those who want to mortgage property can’t qualify for a loan, lower rates aren’t going to be a lot of help.

If you’re currently in the market for an investment property (or two), consider that it may be cheaper and simpler to purchase over the near-term versus the long-term. And consider moving your existing properties into a corporate structure first.

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